The EightDiscipline: how you hold
Steady Effort
The part most people fail.
Follow the same rules in every market, especially the bad ones.
The Core. Every month I put in 30% or more of my gross income, on the same day. The months that test this are the ones where the Core has fallen and every headline says to wait. Holding back then is market timing, even when it feels like caution.
Broken when: I cut, delayed, or held back a contribution because of how the market felt.
Tested in the ledger
Each month names the principle that got tested and whether it held. Months where it broke are marked in red.
Not yet tested.